Pay as you go gas and electric


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The only PAYG tariff that doesn’t charge you if you don’t use any energy, due to no standing charge. Instead, it provides a variable tariff that offers two unit rates - a cheaper Saver Rate automatically kicks in after you've used 2kWh of energy each day.

  • No Standing charge or exit fees
  • Smart meter and Smart Display installed for free
  • Access to the My Utilita app to easily manage your account
  • Top-up on the app, online, by text or with cash at PayPoint and Payzone shops
  • Get tailored 'Smart Score' energy efficiency advice based on your home's usage to help you save money
  • £15 emergency credit
  • Friendly credit hours from 2pm to 10am every day, all weekend and bank holidays
  • Warm Home Discount if you're eligible
Please note that this deal expires on Saturday 30th September 2023.
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What are pay as you go gas and electricity tariffs?

Pay as you go meters supply energy on a prepay basis, instead of paying by direct debit or on receipt of a bill.

PAYG energy has come a long way since the traditional ‘key card’ meters thanks to the smart meter rollout. You can choose to pay using the supplier’s app, website, over the phone, or at a physical PayPoint or Payzone point. Make sure you ask your supplier to install a smart meter to get the best prepay experience – all suppliers must install a smart meter if you ask for one.

To stay on supply, you’re responsible for topping up your credit.

Out of the three different ways to pay for energy (PAYG, Direct Debit, and paying when receiving a bill) PAYG and Direct Debit are usually equally the cheapest, based on the energy price cap.

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Energy prices fall for the first time in 18 months

Prepayment tariff customers could see a drop of £1,248 on average, from £3,325 to £2,077.[1]

Why choose a PAYG tariff?

Below are a few reasons why you might want to consider a prepayment meter for your home:

  1. Better control and budgeting

    When you can see, you can save. Get improved visibility and control of your energy spend with a digital smart-display and app. Unlike a Direct Debit or estimated bill, you only pay for what you use and not a penny more.

  2. Pay off energy debt in small amounts

    If you find yourself with an energy debt to repay, one way to do it can be with a smart PAYG tariff. Each time you top-up, the supplier can take a small, pre-agreed amount to pay off your debt.

  3. Rented accommodation

    The flexibility of PAYG energy tariffs is often preferred by tenants. By prepaying, you don’t build up a debit or credit balance which makes life easier when it comes to moving in and out of properties. When leaving a property, any credit on a smart PAYG meter is paid back.

  4. Property is sometimes unoccupied

    If you’re not always at home all day or you let a property that isn’t used all year - like student accommodation - choosing a Smart PAYG tariff with no standing charge could be sensible. If a tariff has a standing charge, you’ll pay a little amount each day even if you’re not using energy at the property.

Prefer credit instead of PAYG?

Your supplier can switch your smart meter from PAYG mode to credit mode. But a poor credit history might mean that credit mode is not an option.