Get the answers to FAQs on health insurance, then compare quotes to find the right deal for you.
Health insurance - also known as private medical insurance (PMI) - is designed to cover the cost of private medical treatment for illnesses and injuries that are curable and short term.
Read more in our beginners' guide to health insurance.
Cover will depend on the policy you choose and the amount that you pay, but it may include:
The benefits of being a private patient will depend on your policy but could include:
This is dependent on:
It's possible that adopting a healthier lifestyle could reduce the amount you pay for your policy - read more in our article on how being healthy affects premiums.
Health insurance policies do not generally cover:
Circumstances or events that may not be covered include:
UK holders of an EHIC (European Health Insurance Card) are entitled to state-provided medical treatment in the European Economic Area. An EHIC does not cover repatriation to the UK, the use of a private ambulance or medical facility, nor other incidentals.
See if you can find the answers in our health insurance guides.