Contents insurance value calculator

Calculate the value of your contents before getting a home insurance quote by using our contents calculator.

Amy Smith

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Contents insurance calculator

The easiest way to work out the value of your contents for your house insurance is to use our contents calculator.

Our contents calculator walks you through the things you need to consider, then does all the sums for you.

Go through the list and tell us what you think each item is worth. We’ll add it all up for you to give you a total estimate*.


Sofas & Furniture
TV & Electricals
Books, DVDs & CDs
Carpets & Rugs
Curtains & Blinds
Cushions & Throws
Art, Vases & Ornaments
Lamps & Lights
Other
Oven / Cooker
Fridge Freezer
Washing Machine / Dryer
Dishwasher
Electrical Appliances
Pots & Pans
Crockery, Cutlery & Glass
Food & Drink
Other
Dining Table & Chairs
Cabinets & Bookcases
Electrical Appliances
Carpets, Curtains & Blinds
Cushions & Throws
Art, Vases & Ornaments
Lamps & Lights
Crockery, Cutlery & Glass
Food & Drink
Other
Beds
Furniture
TV & Electricals
Clothes & Jewellery
Books, DVDs & CDs
Toys & Games
Carpets, Curtains & Blinds
Bedding & Cushions
Art, Vases & Ornaments
Lamps & Lights
Other
Toiletries
Mirrors & Ornaments
Towels & Mats
Electrical Appliances
Curtains & Blinds
Cabinets & Baskets
Lamps & Lights
Other
Furniture
Carpets & Rugs
Curtains & Blinds
Cushions & Throws
Art, Vases & Ornaments
Lamps & Lights
Other
Sofas & Furniture
TV & Electricals
Carpets & Rugs
Curtains & Blinds
Cushions & Throws
Art, Vases & Ornaments
Lamps & Lights
Other
Furniture
Bikes & Sports Equipment
Holiday Decorations
Toys & Presents
Electrical Appliances
Food & Drink
Other
Sofas & Furniture
TV & Electricals
Carpets & Rugs
Curtains & Blinds
Cushions & Throws
Art, Vases & Ornaments
Lamps & Lights
Other
Garden Furniture
Garden Equipment
DIY Equipment
Childrens Toys
Gym Equipment
Pool & Hot Tub
Bicycles
Other
Computers & Tablets
Phones & Mobiles
Musical Instruments
Sports Equipment
Collectables
Baby Equipment
Other

Your total estimate:


Note:


* Please do not rely on the Contents Insurance Calculator for an accurate value of your home’s contents.

The information provided here is solely for guidance.

The estimated value of the contents of your home is based on the information you’ve put into the contents calculator. If the value seems high or low, doublecheck you’ve entered the right amount for each room.

Key points

  • Try out our contents calculator to estimate what all your possessions are worth
  • If you’d rather do it yourself, make a list of all the contents in your property and add it up
  • High-value items, gadgets and jewellery usually need separate insurance
  • Make a note of expensive items you take away from home, and check if they need additional cover

How to work out the value of your contents

If you’d rather do the working out yourself, grab a pen and paper and walk around your property, listing your possessions and how much they cost.

Note down everything you keep on your property. That includes carpets, curtains, garden furniture, and any possessions you keep in the attic, shed, garage or outbuildings - it all adds up.

Some items on your list might require cover away from home, so total up the cost of those too.

For expensive single items, like jewellery or gadgets, you might need a separate policy that specifically covers those things.

If you’re not sure what something's worth, do some research to help you estimate the amount.

But be careful, as overestimating the value of your contents means you’ll end up paying for cover you don’t need.

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