Contents insurance calculator

Calculate the value of your contents before getting a home insurance quote by using our contents calculator.

Amy Smith
Amy Smith
Updated 16 November 2021 

Contents insurance calculator

To make sure all your possessions are protected under the right level of cover, your insurer needs an estimate of the value of your belongings. Try out contents calculator to find out how much cover you’ll need.

Sofas & Furniture
TV & Electricals
Books, DVDs & CDs
Carpets & Rugs
Curtains & Blinds
Cushions & Throws
Art, Vases & Ornaments
Lamps & Lights
Other
Oven / Cooker
Fridge Freezer
Washing Machine / Dryer
Dishwasher
Electrical Appliances
Pots & Pans
Crockery, Cutlery & Glass
Food & Drink
Other
Dining Table & Chairs
Cabinets & Bookcases
Electrical Appliances
Carpets, Curtains & Blinds
Cushions & Throws
Art, Vases & Ornaments
Lamps & Lights
Crockery, Cutlery & Glass
Food & Drink
Other
Beds
Furniture
TV & Electricals
Clothes & Jewellery
Books, DVDs & CDs
Toys & Games
Carpets, Curtains & Blinds
Bedding & Cushions
Art, Vases & Ornaments
Lamps & Lights
Other
Toiletries
Mirrors & Ornaments
Towels & Mats
Electrical Appliances
Curtains & Blinds
Cabinets & Baskets
Lamps & Lights
Other
Furniture
Carpets & Rugs
Curtains & Blinds
Cushions & Throws
Art, Vases & Ornaments
Lamps & Lights
Other
Sofas & Furniture
TV & Electricals
Carpets & Rugs
Curtains & Blinds
Cushions & Throws
Art, Vases & Ornaments
Lamps & Lights
Other
Furniture
Bikes & Sports Equipment
Holiday Decorations
Toys & Presents
Electrical Appliances
Food & Drink
Other
Sofas & Furniture
TV & Electricals
Carpets & Rugs
Curtains & Blinds
Cushions & Throws
Art, Vases & Ornaments
Lamps & Lights
Other
Garden Furniture
Garden Equipment
DIY Equipment
Childrens Toys
Gym Equipment
Pool & Hot Tub
Bicycles
Other
Computers & Tablets
Phones & Mobiles
Musical Instruments
Sports Equipment
Collectables
Baby Equipment
Other

Your total estimate:


Note:


* Please do not rely on the Contents Insurance Calculator for an accurate value of your home’s contents.

The information provided here is solely for guidance.

The estimated value of the contents of your home is based on the information you’ve put into the contents calculator. If the value seems high or low, doublecheck you’ve entered the right amount for each room.

How to value your contents for home insurance

The work out the value of your contents for your home insurance, you should:

  • Walk around your property, making a list of your possessions. This includes carpets, curtains, garden furniture, plus any possessions you keep in the attic, shed, garage or outbuildings.
  • Estimate how much each possession costs. If you’re not sure, do some research to find what similar items are worth.
  • For expensive single items, like jewellery or gadgets, get an up-to-date valuation.
  • Add the total cost of all your possessions combined to work out the amount of cover you need.

Be careful not to overestimate the value of your contents, otherwise you may end up paying for cover you don’t need.

By Amy Smith

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