Choose from three types of five-star Defaqto rated home insurance: esure contents, buildings, or combined home insurance.
With more than two million customers using its insurance products, esure prides itself on its helpful and friendly customer service.
Perhaps this is why more than 17,000 customers have scored it 4.3 out of five on Trustpilot ^.
It has also received a five-star rating from Defaqto for five years in a row.
esure buildings and contents insurance policies have also been awarded five stars by Moneyfacts in 2022.
While its high ratings are reassuring, you should use these along with your own research and comparisons to buy a policy that’s right for you.
With esure home insurance your home and possessions will be covered against damage or loss relating to situations like fire, theft, or extreme weather damage.
You can choose from three types of cover:
Your esure home insurance also includes:
You can visit esure and use the live chat service
Or you can speak to the esure customer service team on: 0345 045 8000
Lines are open:
esure home insurance is designed to protect your home and its contents from loss or damage from unexpected events. These include:
Home insurance isn’t a legal requirement, but it’s worth considering whether you’d be able to cover the costs of repairs or replacements without having cover in place.
Buildings insurance from esure is designed to protect the structure of your home so that you’re not left out of pocket if there’s damage from an unexpected event.
esure buildings insurance cover includes:
This covers the contents in your home, plus carpets and curtains, from loss or damage caused by unforeseen events.
esure contents insurance protects your belongings by providing:
You can boost your cover with esure by taking out optional add-ons to tailor your policy to suit your needs.
esure home insurance optional extras include:
You can add this to your contents or buildings insurance to cover the costs of repairs or replacements that are needed as a direct result of an accident.
This provides access to expert lawyers and pays for up to £50,000 of legal costs for you and your family. This could be used for employment tribunals and personal injury damages, for example.
To help with any home emergencies you’ll be provided with a 24-hour helpline and esure will arrange for a tradesperson to visit your home and carry out repairs, up to a cost limit of £500, including VAT.
If you want your items to be covered when you take them away from home, this can be used to protect your belongings when you’re out and about.
This can help with the costs you might face if you’re experiencing an infestation. You’ll be covered for exterminations costing up to £150.
This will depend on the type of insurance you take out, including any optional extras you choose to add to your policy. Other factors that will be taken into consideration when calculating your premiums are:
In 2000, Sir Peter Wood created esure - an insurance provider designed to make it easier and more affordable for customers to take out cover.
By effectively using online services and UK based call centres, esure is now one of the major insurance providers in the UK and has more than two million customers.
Providing home insurance, car insurance and multicar insurance, esure has won numerous awards for its cover and online services and is known for its great value products.
In December 2018, esure Group was bought by Blue (BC) Bidco Limited - advised by Bain Capital Private Equity.
esure home insurance is underwritten by esure Insurance Limited. The cover for family legal protection is underwritten by AM Trust Europe Limited. The home emergency and pest covers are underwritten by Inter Partner Assistance SA (IPA).
This will depend on what caused the leak. For example, if your home’s flat roof springs a leak because of poor maintenance, or wear and tear, you won’t be covered.
esure home insurance also won’t pay for loss or damage that’s caused by an escape of water from guttering, rainwater downpipes, roof valleys, gullies or overflows.
While there’s a small charge for calling esure’s customer service line, you can also contact esure for free by:
You can do this by calling the esure customer service helpline on 0345 045 8000 or you can visit the website for an online quote.
You’ll need to provide some details about yourself and your home, including:
It’s also simple to compare esure quotes with us and see how much you can save.
^ Trustpilot data correct as of 10 February 2022.