Choose from buildings, contents or a combined policy. Compare Nationwide home insurance today.
Nationwide’s unlimited buildings insurance covers the cost of repairing or rebuilding your home if it’s damaged due to events outside of your control, such as a storm, flood, fire or subsidence.
Outbuildings, like the garage, are also included in this cover, plus permanent fixtures and fittings in your home, like fitted kitchens and bathrooms, too.
Nationwide buildings insurance also includes:
Nationwide contents insurance will cover the cost of repairing or replacing the belongings in your home if something unfortunate happens – for example if they’re stolen, lost or damaged by events like floods or fires.
Everything from your white goods to your jewellery is covered. Basically, everything that you would take with you if you moved.
You can choose between two levels of contents cover, depending on your needs - up to £50,000 or over £50,000 (unlimited).
Nationwide contents cover also includes:
With a combined buildings and contents insurance policy, you get the benefits of both types of cover in one policy.
Nationwide home insurance offers you the chance to add extra cover to your policy for an additional fee, to protect what matters most to you.
Optional cover offered by Nationwide home insurance includes:
Under buildings insurance, accidental damage will pay out if your home is damaged in a DIY accident, or if a window breaks, for example. Contents insurance will pay out for mishaps like spilling a drink that stains your carpet or sofa beyond repair
This covers accidental loss or damage to your pedal or electric bikes up to the maximum amount set out in your policy
If your garden contents, trees, plants, shrubs and lawn are lost or damaged because of vandalism, a fire, storm or lightning strike, this cover steps in to help
Sometimes called personal possessions cover, this added extra will protect your belongings when you’re not at home. You’re covered for things like losing your luggage on holiday or dropping your laptop in a cafe
This will pay out for certain types of emergency work to restore vital services if there’s a catastrophe like a burst pipe or boiler breakdown
If you damage something that’s part of a set - for example a chair from a three-piece suite - this cover will pay the cost of replacing the whole matching set if the damaged item can’t be exactly replaced or repaired
Sometimes called legal expenses cover, this will help pay for the cost of taking a case to court - like a personal injury claim, or an employment dispute. It can also cover the cost of defending a legal claim against you or your family
You can contact Nationwide home insurance on 0800 145 60 60. This line is available 24/7.
Nationwide is a building society or mutual.
It began life in London in 1884 as the Co-operative Permanent Building Society, offering members of the community the chance to pool savings and buy their own homes, rather than paying rent.
The Co-operative Permanent Building Society grew over the years and joined forces with about 250 other building societies. In 1970 it changed its name to Nationwide.
If your roof is damaged by an insured event - like a storm - and it’s leaking, then your buildings insurance policy should cover you.
If you paid for home emergency cover with your policy, it will pay for the emergency repairs necessary to make the roof watertight and prevent further damage. Damage caused by lack of maintenance or ageing isn’t covered.
Buildings insurance will cover you for damage caused to your home or outbuildings that’s the result of falling trees or branches. Damage to fences, hedges or gates isn’t covered by the policy. And you can’t claim for the cost of removing a fallen tree or branch if it hasn’t damaged your buildings.
Yes, you can buy contents insurance for renters from Nationwide. It protects your belongings from loss or damage due to theft, flood and fire. It also includes features like tenants’ liability cover, which can pay for repairing damage to your landlord’s property, if you’re responsible for it.
Nationwide home insurance is underwritten by Royal & Sun Alliance Insurance Ltd.