Choose from two levels of cover especially for the over 50s - Saga Select or Saga Plus
Saga offers two levels of home insurance cover - Saga Plus and Saga Select.
This cover offers great protection for your home and contents at a fixed price for three years if nothing changes. It includes accidental damage, personal belongings cover away from home, matching sets and pairs, garden and student cover as standard.
This more basic cover doesn’t come with some of the benefits of the Saga Plus option, but it still gives you great protection and the chance to add accidental damage or personal belongings cover should you need it.
Saga home insurance offers separate buildings insurance and contents insurance, or you can take out a combined policy.
Saga buildings insurance is there to protect you from the costs of repairing or rebuilding your home if it’s damaged by an unexpected event.
The physical structure of your home is covered - things like the walls, roof and windows, as well as permanent fixtures and fittings inside the home like the kitchen and bathroom suite.
Saga buildings insurance includes:
Saga contents insurance covers you against loss, theft or any unexpected damage that might happen to your personal belongings and household goods - in a fire or flood, for example.
Everything from your furniture and furnishings to your clothing, jewellery and technical equipment are covered.
Saga contents insurance includes:
Accidental damage and personal possessions cover come as standard on Saga Plus policies but can be bought as optional extras on a Saga Select policy.
You can also buy optional legal expenses cover on both Saga Select and Plus policies. This will pay up to £100,000 per claim for you and your family to pursue or defend against a personal legal dispute. This could be for something like a personal injury claim that happened to you or a family member where someone else was to blame or a property dispute.
Saga's range of insurance products are designed specifically for its customers and are unique to the brand. Saga home insurance policies are underwritten by several different insurers who all meet Saga's standards of quality and service.
There are plenty of reasons to consider Saga home insurance when you shop around:
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Buy home insurance with us and we’ll refund your excess if you make a claim. Excludes accidental loss and damage claims^Get quotes
^Up to £250 refunded after claim settled. Excludes accidental loss or damage claims. Full T&Cs apply.
If you need to get in touch with Saga home insurance about your policy, you can call 0800 068 3410.
Mon to Fri: 8:30am - 8pm
Sat: 8.30am - 5pm
Sun: 9am - 5pm
Saga started life as a travel company in 1951 before it branched out into insurance in the 1980s.
It’s now a well-known and respected specialist provider of a wide range of products and services for the over 50s, including cruises, holidays, personal finance and motor insurance.
Saga’s home insurance is underwritten by a number of insurers including Royal & Sun Alliance Insurance Ltd, Ageas Insurance Ltd and AXA Insurance Plc.
Yes, Saga home insurance is especially for people over 50.
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