Home insurance
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Swinton home insurance
Established in 1957, Swinton Insurance has been helping people with their insurance needs for more than 60 years. Find out more about Swintons home insurance options and awards.
About Swinton
Established in 1957, Swinton Insurance has been helping people with their insurance needs for more than 60 years.
By going the extra mile to help people find the right cover, Swinton has become a household name. And today the insurer serves more than one million customers in the UK.
Swinton Insurance offers a wide range of products to meet its customers’ needs. These range from car insurance and home insurance, to taxi and commercial insurance policies, as well as services like breakdown cover.
Why choose Swinton home insurance?
- With its focus on providing a highly personal service, Swinton Insurance was the winner of the 2021 UK Customer Satisfaction Awards.
- This customer satisfaction also shines through on Trustpilot where Swinton Insurance is rated excellent - achieving a score of 4.3 out of five from more than 24,000 customer reviews.
- What’s more, Swinton’s Premier home insurance product has been awarded a five-star expert rating by Defaqto, the independent financial research company.
What types of home insurance does Swinton Insurance provide?
Swinton Insurance provides buildings insurance, contents insurance, and also offers a combined home insurance cover.
Swinton contents insurance
This covers all the items in your home that aren’t part of the fabric of the building. It provides financial protection for your belongings - like your furniture, clothing and electrics - in case they get damaged, destroyed or stolen.
Swinton buildings insurance
This covers any damage to the physical structure of your home, like your windows, walls and roof. It also covers permanent fixtures like fitted kitchens and bathrooms.
Swinton combined home insurance
A combined Swinton policy gives you contents and buildings insurance in one. This sort of policy is sometimes cheaper than buying both types of cover separately.
What does Swinton home insurance cover?
To help you find the right cover for your needs, Swinton offers three different levels of cover: Essentials, Classic, and Premier.
Each level provides different payout limits for each category and can include cover for different things.
Whichever level you choose, you can get from:
- £500,000 to unlimited cover for buildings
- £50,000 to £150,000 for contents cover
- £500 for lost or stolen keys
- £250 for freezer contents
Other features of a Swintons’ combined home insurance policy include:
| Cover included | Essentials | Classic | Premier |
|---|---|---|---|
| Alternative accommodation cover (buildings) | Up to £30,000 | Up to £30,000 | Up to £75,000 |
| Alternative accommodation cover (contents) | Up to £10,000 | Up to £10,000 | Up to more than £20,000 |
| Theft from outbuildings | £2,500 | £5,000 | |
| Home office equipment | £5,000 | £10,000 | |
| Garden cover | £1,000 | £2,500 | |
| Student cover | £5,000 | ||
| Legal protection expenses | Optional | Optional | £100,000 |
| Matching set cover | Up to the cost of a replacement set or suite |
What optional extras are available?
To get the right cover for your needs you can tailor your Swinton home insurance with optional add-ons.
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Accidental damage
If you have an accident at home, this policy add-on can cover the cost of repairs or replacements for any unexpected damage to your home or its contents.
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Personal possessions
This will cover items you carry with you away from your home, like keys, smartphones and laptops.
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Legal protection
This can help cover legal expenses if you’re sued or if you’re claiming against someone else.
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Home emergency cover
For sudden home emergencies, like a boiler breakdown, this can provide 24-hour access to qualified tradespeople when you need urgent repairs.
How do I contact Swinton home insurance?
You can contact the Swinton Insurance customer service team by calling 0333 035 9281. You can also get help by using the live chat service on www.swinton.co.uk
The team is online:
- Monday to Friday: 8.30am to 8.30pm
- Saturday: 9am to 5pm
Compare home insurance quotes
Buy home insurance with us and we’ll refund up to £250 of your excess if you make a claim. Excludes accidental loss and damage claims^
Get quotes^Up to £250 refunded after claim settled. Excludes accidental loss or damage claims. Full T&Cs apply.