Find out more about Tesco Bank and compare home insurance policies.
Tesco Bank home insurance is administered by Tesco Bank and underwritten by a selected range of insurers.
Choose from these three policies:
You can expect:
You can reach Tesco Bank by calling 0345 366 8632
Mon to Fri: 8am - 8pm
Sat and Sun: 9am - 2pm
Tesco Bank buildings insurance covers the cost of rebuilding or repairing the structure of your home, outbuildings and permanent fixtures if they're damaged as a result of fire, storms, floods, escape of water or subsidence.
It also includes:
Contents insurance covers the belongings in your home from theft, fire, floods and storms.
Tesco Bank will cover your contents up to a maximum of £100,000 (£75,000 as standard).
It also includes:
There’s also the option to purchase add-on insurance, including:
You can add the following extras to your Tesco Bank home insurance policy:
This legal insurance provides up to £100,000 cover for you and your family to pursue or defend a personal legal dispute. For example, it will cover legal expenses where you or your family suffer a personal injury following an accident where someone else was to blame, or for an employment or property dispute.
It also provides access to a confidential 24-hour legal helpline.
Provides 24-hour cover for home emergencies such as leaking pipes, blocked toilets, the failure of your electrical or gas supply or pest infestations. You’re also covered for home security incidents, including smashed windows and broken front doors.
You’ll need to call the 24-hour claims telephone number of your insurance underwriter, which will be specified in your policy document.
It depends on the level of cover you choose, your claims history, where you live and the value of your home and belongings.
Tesco Bank is owned by Tesco PLC. It launched in 1997 and has 5.2 million customers.
It offers a range of banking products including current accounts, credit cards, savings products and personal loans as well as motor, pet and home insurance.
Around 21 days before your policy comes to an end, Tesco Bank will send out a renewal invitation with details of your next year’s premium and any changes to the terms and conditions.
If you don’t wish to renew, you’ll need to contact Tesco Bank before your renewal date to cancel it.
You can opt out of automatic renewal at any time by logging into your insurance account online.
After you’ve bought your policy or it has auto-renewed, you have 14 days to cancel with a full refund of your premium. This is known as the cooling-off period. However, any claims you’ve made during this time will be deducted.
You can cancel your policy any time after the cooling-off period, too. You'll be refunded the amount paid for the remaining period of insurance, minus a cancellation charge, as long as you haven’t made any claims.
Tesco Bank home insurance covers the rebuilding and repair cost of your home, as well as the replacement or repair of contents lost or damaged in a flood.
You can't collect Clubcard points on your Tesco Bank home insurance.
But there have been promotions in the past, where Tesco Bank offered a quantity of bonus Clubcard points for taking out a policy.
All Clubcard members get a guaranteed discount on their home insurance policy.
Be aware that the discount doesn’t apply to home emergency cover or family legal guard.