Sheds, outbuildings and the contents of your garden can be covered by home insurance. Find out the type of cover and policy features you need to look for.
Home insurance can extend to your garden and everything in it.
Your shed can house some expensive possessions, like lawnmowers, patio heaters, garden furniture, tools and gym equipment.
If you have contents insurance, check that the garden contents sum in your policy will cover your costs if you need to make a claim. Look for the total sum covered under ‘contents in outbuildings including garages’ in your policy documents.
For extra security, don’t store extremely valuable items in your shed or outbuildings and keep telescopes, golf clubs and power tools indoors to deter thieves.
If you’ve got rare or exotic plants, statues or art in your garden, it might be worth looking at specialist garden cover.
“There's a considerable difference between home insurance policies in terms of cover, excesses and exclusions for sheds and other outbuildings
“To make sure that you have the protection you need, it's important that you compare product features, not just prices”
Ryan Fulthorpe, GoCompare’s home insurance expert