Income protection insurance guides

Our guides give you the facts so you can make an informed choice when you compare income protection insurance policies and providers.

Family Income Benefit

Family Income Benefit may be an option worth considering when looking for better-known life insurance and protection options.

Family Income Benefit

Financial guidance and advice

Do you know the difference between financial guidance and advice? Or how to find an independent adviser? Find out more...

Financial guidance and advice

High risk life protection policies

If you're considered a high risk by insurers, arranging life protection and insurance policies can be more expensive - find out more about keeping down the costs.

High risk life protection policies

How being healthy affects premiums

Did you know a cleaner lifestyle could lead to a cut in the cost of income protection premiums?

How being healthy affects premiums

Insurance protection for individual sports and hobbies

Both professional and occasional sportspeople need to think about the insurance cover they need for their person, equipment and dependants. Team members should consider insurance for sports clubs and players.

Insurance protection for individual sports and hobbies

Mortgage payment protection insurance

Mortgage payment protection insurance (MPPI) is a form of income protection designed to pay an amount equivalent to your monthly mortgage repayments should you be unable to work due to an accident, sickness or unemployment.

Mortgage payment protection insurance

Payment protection insurance (PPI)

Payment Protection Insurance is a form of income protection that covers monthly loan and/or minimum credit card repayments if you're unable to work for a limited period of time due to an accident, sickness or unemployment.

Payment protection insurance (PPI)

Terminal illness cover

Terminal illness cover is included on many life insurance policies. It's important to know how it works as it may not offer all the cover you expect...

Terminal illness cover