Life insurance guides

Find all the information you need to help you make an informed choice when it comes to your life insurance. Start comparing life insurance today.

Critical illness cover

Life policies give you peace of mind that your family is protected even if you aren't around to provide for them. But what if you were around, but unable to work? Critical illness insurance is designed to cover this eventuality.

Life insurance with pre-existing medical conditions

Compare quotes for life insurance with pre-existing medical conditions and find the right cover for you.

Over 60s Life insurance

Find out what to look for in life insurance policies aimed specifically at the over-60 age group.

Over 50s Life insurance

Find out what to look for in life insurance policies aimed specifically at the over-50 age group.

Funeral cover

Thinking about death is not fun, especially when it's your own, but keeping your family safe from unnecessary work and stress is worth the trouble.

Death in service cover

Death in service benefit could give employees and their families peace of mind should the worst happen. But what is it exactly? Let’s find out.

Life insurance calculator

You should consider taking out life insurance if you have loved ones that depend on you. But, how much do you need? Use our calculator to get an idea of how much life insurance might be right for you.

Terminal illness cover

Terminal illness cover is included on many life insurance policies. It's important to know how it works as it may not offer all the cover you expect.

Life insurance for new parents

Many people buy life insurance for the first time when they become parents. If you're in the new baby boat, how do you find the right policy?

Term life insurance

How long do you want your policy to last? Most people probably know they only need cover for a fixed period, often 20-25 years.

Mortgage life insurance

Mortgage life insurance is a product specifically designed to clear any remaining mortgage debt after the policyholder's death... find out more about the things you need to consider before committing to a policy.

Joint life insurance

Learn the pros and cons of taking out a joint life insurance policy to help decide whether it's the right option for you.

Insurers' access to medical records

Learn about the sort of access to your medical records insurers may request when you apply for policies like life insurance and health insurance.

Family Income Benefit

Family Income Benefit may be an option worth considering when looking for better-known life insurance and protection options.

Whole of life insurance

Most people buy term life insurance, because they only need cover for a fixed period. But what if you want an insurance policy that guarantees to pay out whenever you die?

How to keep down the cost of life insurance

There are measures you can take to keep costs as low as possible without skimping on the cover you need.

Holding multiple life insurance policies

In contrast to some other insurance products, holding more than one life insurance policy may be the right option to suit your circumstances.

Making a will

Our guide to making a will can help you with all aspects of writing a will, including how to approach it and whether you need professional advice.

Life insurance for smokers

Whether you're a smoker or recently quit, find out more about life insurance policies.

Relevant life plans

A relevant life policy is a form of life insurance cover that may be provided by your employer as part of a benefits package.

How life insurance premiums are calculated

Find out how companies use risk factors such as your age, health, occupation and hobbies to calculate the cost of premiums.

High risk life insurance

If you're considered a high risk by insurers, life insurance can be more expensive - find out more about keeping down the costs.

How being healthy affects premiums

Did you know that a cleaner lifestyle could lead to a reduction in the cost of your premiums?

Family life insurance

How to buy cheaper life insurance that'll protect the financial future of your family.

Life insurance and wills

Everyone should have a will. Find out how to make a clear, valid will that offers practical and financial help to those left behind when you're gone.

Writing a will

Making a will ensures that your money, possessions and property go to the people you want to benefit when you die.

Writing life insurance in trust

Putting life insurance in trust is a way of helping your family and loved ones benefit the most financially if you die during the term of your policy.

Life insurance and inheritance tax

There are ways to minimise how much inheritance tax you pay on your life insurance payout and make sure you leave your loved ones with as much as possible

Unclaimed life insurance policies: we estimate billions of pounds at risk

Our latest report reveals there may be a staggering number of life insurance policies at risk of going unclaimed by beneficiaries.

What happens to a life insurance policy when someone dies?

Unclaimed life insurance policies are not uncommon, but there are several ways to find out if your loved one had life cover enabling you to make a claim, even if it’s years later.

You and planet Earth

Look back at your time on earth and see how far you’ve come. Enter your date of birth to begin.

Workout at work

There's growing evidence that suggests sitting down for long periods of time can be bad for our health, but with so many of us sat behind a desk every day, it can be difficult to stay active during the 9-5.

I'm Possible

Meet ten people who chose to believe in themselves and proved their critics wrong by excelling in their chosen fields.

Gold Mind

Meet ten people who chose to believe in themselves and proved their critics wrong by excelling in their chosen fields.

Director's Cut

Of all the movie genres you'd think horror would see the highest death count, but you might be surprised...

Riskiest jobs report

We’ve analysed the riskiest jobs in the UK, seeing how dangerous each industry is and how much it costs the business. Is your job on the list?

Unclaimed life insurance

Our research estimates that more than 2.9 million life insurance policies in the UK are in danger of going unclaimed.

How does life insurance work?

Life insurance provides financial support to your family when you pass away or are diagnosed with a terminal illness. Find out about the different types of cover and how to find a policy that’s right for you.

The executor of a will

Making a will is the sensible way to guarantee that your assets go exactly where you want them to after you’ve gone.

Do I need life insurance?

A life insurance policy can help provide for your loved ones if you pass away. Life insurance isn’t a legal necessity. But if you have any dependants who rely on your income, then it’s definitely worth considering.

Different types of life insurance explained

Choosing a life insurance policy may seem confusing at first because there are a few types available, and they work in slightly different ways. Read on to discover which kind of policy might be right for you.

Illness life insurance

Illness insurance comes in a few different forms and can step in to help should you become seriously ill or have an accident that leaves you unable to work.

The cost of living effect: saving for the future

With rising prices leading to tighter budgets across the nation, we look at the long-term impact on households. Has the cost of living impacted our ability to save for the future?

What happens to life insurance after divorce?

Divorce is a difficult process to go through and there’ll be many tricky issues to navigate, including assessing your existing financial arrangements.

What’s the difference between life insurance and life assurance?

Both life insurance and life assurance are designed to pay out on the death of the policyholder. But they don’t work in the same way.

Life insurance for young adults

It might not be front of mind when you’re in your 20s but, if you have children or a mortgage, taking out life insurance is something you should seriously consider.

What to consider when moving house

It can provide peace of mind that, should you pass away before the mortgage is paid off, your dependants won’t struggle to pay off the remaining amount owed on the home loan.

Single vs joint life insurance

Life insurance for couples can provide a financial safety net if one of you dies unexpectedly. Find out how it works and what type of policy might suit your needs best.

Self-employed life insurance

If you have loved ones who rely on your income, taking out a life insurance policy can help minimise the financial impact that your death would have on them.

What’s the difference between life insurance and mortgage life insurance?

There are two types of life insurance that can help pay off your mortgage if you die. Find out how they work and which option might provide the right cover to protect your family and their home.

A guide to life insurance probate

Life insurance payouts are included in probate unless they’re written into trust. Find out how probate works, what’s involved and when inheritance tax is applied.