Life insurance
Find out more
Beagle Street life insurance
Beagle Street provides simple life insurance to help make sure your family will be looked after when you’re no longer around.
Why choose Beagle Street life insurance?
Beagle Street life insurance is scored three stars by Defaqto and 4.6 out of five from more than 3,500 customer reviews on Trustpilot.
It paid out on over 99% of life insurance claims in 2020 and its range of policies includes level and decreasing term cover options, as well as critical illness insurance.
And every Beagle Street policy comes with a number of benefits including a free will writing service and a free hour of legal advice.
What’s more, the Beagle Street claims team are all Samaritans-trained to help you through the process of making a life insurance claim while you’re grieving for those you’ve lost. You can also access free bereavement counselling through its companions service.
Beagle Street life insurance facts
Designed to help look after your family financially when you’re no longer around, Beagle Street life insurance comes with the following features:
- The option to choose level or decreasing term cover
- Joint life insurance to protect two people under one policy
- An early payout if you’re diagnosed with a terminal illness
- Guaranteed fixed premiums for the whole of the policy term
- An hour of free legal advice for all policyholders
- Quick funeral payment up to £5,000 to help with costs before the rest of the payout is made
- Free bereavement counselling
- Accidental death benefit is included in all policies
How to buy Beagle Street life insurance?
We can help you to compare quotes to find the best life insurance policy for your needs.
How do I get in touch with Beagle Street?
You can contact Beagle Street by calling 0800 0480 480
Lines are open:
- Mon to Fri: 8am - 8pm
- Sat: 9am - 5pm
- Bank holidays: 9am - 5pm
Or you can email: enquiries@beaglestreet.com
What does Beagle Street life insurance cover?
Beagle Street offers two different types of life insurance that will pay out a set amount if you die during the policy term:
Level term insurance
This could be the right option if you want a policy where the payout stays the same for the duration of your policy. The payout and premiums are agreed when you set up the policy and these will stay unchanged throughout the policy term
Decreasing term insurance
This type of policy also lasts for a fixed period and is typically used to cover a specific debt, like a mortgage. Your monthly premiums will stay the same throughout your policy, but the cover and payout will decrease
What’s included with Beagle Street life insurance?
Each Beagle Street life insurance policy also comes with a number of benefits including:
-
Free legal advice
All Beagle Street policies include an hour of free legal advice. With this benefit, you can speak to a legal expert about any legal matters including those that don’t relate to the end of life
-
Quick funeral payment
To help you cover the costs of a funeral, Beagle Street policies can give you an early payment of up to £5,000 before the remainder of the payout is made
-
Counselling support service
Beagle Street policies come with a companion service which provides free bereavement support for people dealing with the loss of a loved one
-
Free will writing service
Every policyholder can write a simple will using one of Beagle Street's regional partners, which will cover up to six beneficiaries at no extra cost
What optional extras are available?
If you take out a Beagle Street life insurance policy, you can also buy critical illness cover as a policy add-on.
This could provide some financial security if you’re diagnosed with a serious health condition and can help to cover costs if you find yourself unable to work for a period of time.
You can also add child critical illness cover to your Beagle Street policy, which can help to support your family if one of your children is diagnosed with a serious illness.
How much does Beagle Street life insurance cost?
This will depend on factors like your age, health and lifestyle along with the type of policy you take out and how long you’ll need cover for.
The amount of cover you choose can also affect the cost of your premiums - you’ll pay more in premiums to have a higher lump sum payout if you die during the policy term.
To get the best cover to suit your budget and needs, it’s always best to shop around and compare quotes.
Who is Beagle Street?
Beagle Street was launched in 2012 as an online provider of life insurance and critical illness cover and it’s backed by the Scottish Friendly Assurance Society.
It was set up to give customers clear, easy-to-use and affordable cover that helps to provide them with security and peace of mind about the future.
Beagle Street is part of the BGL Group, one of the UK’s largest insurance groups that serves more than 8.9 million customers and is regulated by the Financial Conduct Authority.
Frequently asked questions
Yes, you’ll be covered for suicide from 12 months after your policy start date.
Beagle Street covers the most common serious illnesses like cancer, heart attacks and strokes.
And you’ll be covered for 26 health conditions in total if you add critical illness cover to your life insurance policy.
You’ll need to contact Beagle Street directly to cancel your life insurance policy. To do this, have your policy number and details ready and call: 0800 0480 480.
If you’re switching to another provider, make sure your current policy runs until the date your new policy is due to start - this will avoid you having any time when you’re left without cover.