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Zurich life insurance

Choose award-winning Zurich life insurance and critical illness cover to help make sure your family will be protected in the future.

Why choose Zurich life insurance?

If you’re looking for a life insurance provider, there are many reasons why Zurich might be the right option.

To start with, Zurich has a history of winning awards for its outstanding service and insurance products.

It won best individual protection provider in the UK Health and Protection Awards in 2021.

Plus, Zurich has been given a five-star expert rating from Defaqto and in 2020 paid out 98% of death claims and 87% of critical illness claims.

What’s more, as part of its aim to be one of the world’s most responsible, sustainable and impactful businesses, Zurich pledges to plant a tree for every life insurance policy taken out.

Zurich life insurance

Zurich life insurance facts

Designed to help your loved ones financially when you’re no longer there, Zurich life insurance comes with the following features:

  • An option to choose level, increasing or decreasing cover
  • A number of optional extras and automatic benefits
  • A tree planted for every policy bought
  • An option to buy combined life insurance and critical illness cover
  • Access to the Zurich Support Service for you and your family
  • A lump sum payout if you die or become terminally ill with less than 12 months to live
  • An option to cover one person or two people jointly
  • Guaranteed premiums for the length of the policy for level and decreasing cover

How to buy Zurich life insurance?

We’ll help you compare quotes so you can find the right policy to suit your needs and budget.

How do I get in touch with Zurich?

To find out more about Zurich life insurance or to speak to one of the Zurich customer help team you can call: 0800 096 6233

Lines are open:

  • Monday to Friday (excluding bank holidays): 8.30am - 5.30pm

What does Zurich life insurance cover?

Zurich offers a range of life insurance policies that are designed to work in different ways to suit different needs:

  1. Level cover

    With this type of policy the amount you’re covered for and the payout your family will receive stays the same throughout the length of your policy

  2. Increasing cover

    If you choose to have increasing cover, the amount you’re covered for will increase by a set rate each year that you agree to at the start of your policy. Your premiums will also increase each year to pay for the increased cover

  3. Decreasing cover

    Designed to cover a repayment mortgage or a loan, your cover will reduce each year as the mortgage amount owed reduces. Your cover will go down to zero by the end of the policy term

What optional extras are available?

Zurich insurance offers additional products you can add to your policy to tailor your cover:

  • Critical illness cover

    You can choose to add critical illness cover when you take out your life insurance policy. Or you can take out a critical illness policy separately if you need different amounts of cover. This will pay out a lump sum if you’re diagnosed with a critical illness (as specified in your policy’s terms and conditions) during the policy term.

  • Children’s benefit cover

    If you take out critical illness cover, you can add children’s benefit to it. This will pay up to £25,000 if your child is diagnosed with a critical illness during the term of the policy. This covers your children until their 22nd birthday.

  • Multi-fracture cover

    You can add multi-fracture cover to a single or joint life insurance or critical illness policy. This will pay out a lump sum of £2,000, £4,000 or £6,000 (depending on your policy) if you end up having one of the fractures, dislocations, ligament tears or other injuries that are listed on the cover.

How much does Zurich life insurance cost?

This will depend on a number of factors including your age, any health conditions you have and whether you smoke.

The type of policy and the level of cover you need will also affect how much you’ll pay, but premiums can start from as little as £5 a month.

Who is Zurich?

Set up in Switzerland in 1872, Zurich Insurance Group is now one of the world’s largest insurance companies, operating in more than 215 countries.

From its outset, Zurich Insurance has been committed to helping customers understand and protect themselves from risk.

And in the UK, Zurich continues to do this by offering a range of insurance products, including car, property, travel and life insurance.