Loan guides: Index
Our guides give you the facts about secured and unsecured deals so you can make an informed choice when you compare loan rates and providers.
£2,000 loans
Loans come in all shapes and sizes. Always consider whether a loan will suit your needs, and if you can afford to make the repayments.
£3,000 loans
Find out more about £3000 loans including lending with bad credit.
£4,000 loans
GoCompare’s guide can help you find the right rate for you when it comes to a £4,000 loan.
£5,000 loans
Whether you're doing up the homestead or upgrading your daily runaround, a £5,000 personal loan could be useful, if used responsibly.
£15,000 loans
Learn more about £15,000 loans and compare your options before diving in.
£20,000 loans
Read on to find out about the different types of £20,000 loans, what a smart search is and what you could do if you have poor credit.
Bad credit loans
Some lenders are willing to do business with people with bad credit ratings, so is a bad credit product right for you?
Bridging loans
Bridging loans offer short-term finance for buying a property before your longer-term funding comes through. Find out about terms, rates and risks.
Business loans
Need a business loan? Find out about secured and unsecured finance, peer-to-peer, crowdfunding and government-backed business start-up loans.
Car finance and loans
From car finance deals to personal loans and credit cards, there are plenty of funding options when it comes to buying a car.
Debt consolidation loans
If you're juggling different debts then a consolidation product could potentially save you time and money.
Graduate loans
Graduate loans could help with the transition from university to the working world, but remember the dangers of taking on excessive debt.
Guarantor loans
Learn more about guarantor loans, including what they can be used for, the criteria for a guarantor and their advantages and disadvantages.
Holiday loans
Compare holiday loans, considering their advantages and disadvantages and alternative options to fund your travel.
Home improvement loans
A home improvement loan could be a good way to fund something like a new kitchen or an extension.
Homeowner loans
If you own your own property then a homeowner product could help you keep the cost of borrowing right down.
Loans for unemployed people
Find out more about the types of loan available for unemployed people, the potential risks of having one and some of the alternatives.
Loans for young people
It can be hard to get accepted for a loan if you're young and have little or no credit history. Find out what you need to consider.
Loans without a guarantor
After info on loans without guarantors? Our guide can help you find the right one for you.
Loans without a guarantor »
Payday loans
Payday loans regularly hit the headlines with horror stories of customers falling into debt. Find out more about these controversial products and the similarly toxic logbook loans.
Peer-to-peer lending
Learn the pros and cons of a peer-to-peer loan, compare options against more traditional loan options and find out more about crowdfunding.
Personal loans
Decide if a personal loan is the best borrowing option for you.
Personal loans for students
If you're studying, taking a personal bank loan on top of your student loans should not be undertaken lightly, but it may be an option to consider.
Secured loans
If you need to borrow a large amount of money and you have equity in your home, then a secured option is one way to keep the cost down.
Short-term loans
If you need a loan over a short period, there are different borrowing options which could help you avoid paying a high interest rate. Find out more…
Tesco loans
Whatever you need a Tesco loan for, our guide could help you find the right one for you.
Wedding loans
Compare wedding loans, learn the pros and cons of paying wedding expenses in this way and review alternative options.
You may also be interested in:
Borrowing money for a mortgage deposit
Borrowing money for a mortgage deposit can be a risky decision. Find out more about your options and the alternatives available if you're trying to get on the property ladder.
Borrowing money for a mortgage deposit »
Building societies
Learn about building societies and other mutual societies, including information on members' rights and the advantages and disadvantages of using them for loans.
Credit reports and ratings
A credit score can be crucial to your future, the rating affecting your major financial applications. Find out more about scores and compare credit reports.
How your existing borrowing affects your credit score
Find out how your level of debt might positively or negatively affect your credit score, including your debt-to-limit ratio and debt-to-income ratio.
How your existing borrowing affects your credit score »
How to find and choose a financial adviser
Do you need an independent financial adviser (IFA)? How do you find one? Could other financial guidance and advice serve your needs? Read more about the things to consider…
How to find and choose a financial adviser »
Inflation
Find out why the rate of inflation might affect your decision over whether saving or borrowing is the right decision for you.
Net interest margins
Find out more about how banks make money from the difference between the interest they pay on deposits and the interest they receive on loans.
Soft search
When you search for a credit product it’s increasingly common to be offered a soft search (or ‘smart search’) facility. Find out what this means...
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