Rabbit insurance

Rabbit insurance can be valuable cover to have in place to protect your beloved bunny in a time of need.

Amy Smith
Amy Smith
Updated 30 March 2020  | 3 min read

Key points 

  • Rabbit insurance helps with the cost of vet fees, boarding expenses and finding your lost or stolen pet 
  • The cost of routine treatments, like vaccinations, aren’t covered by rabbit insurance 
  • Rabbit insurance costs more for older pets, so you’ll need to weigh up its suitability against the cost 

What is rabbit insurance?

Rabbit insurance can help you with the cost of vet treatment if your rabbit gets injured or ill. Treatment can be expensive without pet insurance, so make sure you’re comfortable with how much cover you’ll have.

Compare pet insurance policies and consider the long-term costs of rabbit insurance to decide whether it’s an affordable option.

Do rabbits need insurance?

It’s a common misconception that rabbits are easier and cheaper pets to look after. But they can fall ill or get injured just like any other animal. In fact - depending on the treatment - vet fees for rabbits can be more expensive than those for a larger pet. This is because smaller animals are tricky to operate on.

If you couldn't afford vet care should your rabbit need it, then the right rabbit insurance policy could help out with this. Some policies only contribute to the cost of vet fees. This means you could end up paying more in premiums than your insurer pays out to cover the treatment.

Only you can decide whether it’s worth getting insurance for your rabbit. You’ll have to weigh up the cost of premiums against the amount of vet fees cover you’d get to see if it’s worth it.

How much does rabbit insurance cost?

It varies, but factors that contribute to the cost include:

  • Your bunny’s age – the older your pet, the higher the risk of it needing treatment
  • Its breed – some breeds are prone to certain conditions
  • Where you live – areas with higher vet fees will mean higher premiums
  • Whether they have any medical conditions already

What does rabbit insurance cover?

As well as vet fees, rabbit insurance usually includes boarding fees for your bunny if you’re taken to hospital. Some insurers also contribute towards the cost of finding your lost or stolen rabbit.

Check the policy summary, or contact the insurer to confirm what's covered, if you're not sure.

What exclusions are there on rabbit insurance?

Most policies only cover you for unforeseen illnesses. If your bunny has a pre-existing medical condition, your insurer wouldn't cover you for treatment related to it. To get cover for this, you'd need to take out a policy that includes pre-existing conditions, which will be expensive.

Costs for routine treatments like vaccinations, spaying/neutering, worming or flea treatments also aren’t covered. It’s common for dental problems to be excluded too. Illnesses preventable by getting your rabbit vaccinated aren't included either.

Where can I buy rabbit insurance?

We don’t compare rabbit insurance, and not all pet insurers will cover bunnies either. You might have to look for an insurer that specialises in small or exotic animals.

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