Need a little inspiration as you build up your savings? See the nation's top 25 money-saving tips that can help put the pound into penny-pinching.
It'll come as no surprise to you to learn that we recommend shopping round to get the best rates on your savings and Isas.
But when it comes to finding the dosh to go into those savings pots the great British public are already way ahead of us.
Research commissioned by Gocompare.com revealed that 95% of UK consumers are always looking at ways to save money, and the top 25 methods they use are, at times, quite ingenious.
I recently got a great saving at the local owl sanctuary.
Now where could you go to do that? No, we're stumped...
Works particularly well in the summer.
My Berni Inn card gets me some great savings on first dates.
Well, I could pare it back to six vindaloos a week.
Anyone for the famous five-day-old Davies cawl?
I've got 37 Hywel Dda pennies† in mine.
Really? I was in Uni with someone who took his own popcorn. We avoided him for three years.
Beans. Toast. Done.
Just get a Thermos.
I still say that those 85 copies of Last King of Wales will come in handy one day...
There's a business idea there... Some kind of website that'd help people compare prices and plans from UK energy suppliers.
You may just find the odd copy of Last King of Wales there.
That way you avoid supermarket ejection for grazing on the 'free' olives at the salad station. Apparently.
I've got a banker mate in the City who did this very thing. He lives in Tahiti now.
Wearing clothes direct from the washing machine means your body heat acts as a natural drying agent. Trench foot is one possible downside of this ruse.
Surely there's a site somewhere where you could, like, compare digital TV packages or something?
I'm sorry but I draw the line here. I absolutely refuse to buy my Weetabix from anywhere other than Fortnum's.
Or a bike, come on. What's wrong with a bike, I ask you?
Yeah, this is a good one. I always borrow someone else's phone to make my calls. Possible excuses include 'my battery's out', 'left mine at home', etc.
As an added tip, just fold the card firmly in one direction, then reverse the process, and repeat. The card will eventually break into two pieces, giving you a valuable saving on scissor blades.
Now I know where you can do this. Honest, it's on the tip of my tongue...
I try a different location every time for my annual press-up. In 2014 it was the shed.
I always keep $1,000 US strapped to my thigh. Little tip I picked up over in 'Nam.
When asked why they look for ways to save money, 54% of those surveyed said that they hate spending money unnecessarily, 47% genuinely needed to make savings, 35% just had a money-saving habit, a third were on a tight budget, and 11% said that they were just a bit tight.
The survey also revealed that women are thriftier than men as 97% of women, compared with 94% of men, said that they actively use money-saving tips.
"The survey demonstrates that, whether it's cutting food or energy bills or making savings on financial products, people are embracing a wide range of money-saving tactics," said financial expert Claire Peate.
"Switching products and services is one of the biggest money-saving areas.
"Simply changing the supermarket where you do your weekly food shop or switching to own-brand products can help to reduce your grocery bills, while using a comparison website to shop around for a better deal on your energy, insurance policies, credit cards and mortgage can save you hundreds of pounds."