Cancer patients and travel insurance
Compare travel insurance quotes for cancer patients with theidol.com[1]
Travel insurance - Important Coronavirus update
As of 04:00 BST on 4 October, the current traffic light system will change for travel abroad. The new system will be simplified to just a red list. However there’s still a risk that non-red countries could move to the red list on short-notice. A PCR test is required on day two of your return from a non-red list country. If a traveller has not had two vaccinations, a covid-19 test is still required ahead of travel as well as PCR tests on day two and eight of your return. Test to release is also available to reduce the self-isolation period. Some insurers might not offer covid cover to unvaccinated travellers so check your policy details. Make sure you check the FCDO advice before travelling and the entry requirements for your destination.
How to find travel cover if you have cancer
Not all insurers will cover people with serious medical conditions, but it’s still possible to get suitable travel insurance for a good price.
If you compare travel insurance quotes with us, we’ll ask you about any pre-existing medical conditions you have, including whether you currently have, or you’ve previously had, cancer.
Due to the potential complications of cancer, organise your travel insurance as soon as possible.
Your cover options can depend on the severity of your condition and it can be difficult to find cover for serious health issues. You can try contacting some of the insurers listed on the Money Advice Service directory of providers that might be able to offer cover.
What will be covered?
You’ll be covered for the same things as everybody else, like:
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Medical care
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Repatriation
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Holiday cancellation, curtailment and delays
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Lost or stolen luggage and personal belongings
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Legal fees
Even if you no longer have cancer, you’ll still need to declare it whether you’re in remission or cancer-free
What information do I have to disclose?
You need to declare whether you, or anyone covered under your policy, has ever had any pre-existing medical conditions.
Insurers need to know if you’ve received treatment or taken medication for any medical condition within the last two years, if you’re on a waiting list, and whether your condition is terminal or not.
You’ll then be asked for details of your cancer. This is called medical screening, and it’s just so insurers can assess whether they have a policy suitable for your needs.
Advice for travelling with cancer
If you’re planning a trip abroad, here are a few things to bear in mind if you have cancer:
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Travelling against medical advice
If you've been advised not to travel, your insurance will be invalid
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Documentation
Take copies of any documents relating to your illness, treatment and medication with you
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Contact details
Make sure you bring your doctor’s contact details with you
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Medication
Pack enough medication to last your entire trip, plus a bit extra just in case you’re delayed
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Help from travel companies
Tell your travel company or airline that you have cancer, so they can make sure any medical equipment you need is accessible
Travel insurance guides and tools
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