Travel insurance for Hungary

Compare travel insurance for your holiday to Hungary

Do I need travel insurance for Hungary?

It isn’t compulsory to buy travel insurance for Hungary unless your stay will last for more than 90 days.

But it’s always a good idea to take out cover, so you’ll have financial protection against unexpected events and situations that might affect your trip.

Travel insurance could help you with everything from emergency medical costs and urgent transport back to the UK, to providing cover for lost luggage and stolen passports.

Travel insurance for Hungary

What should my travel insurance policy cover?

There are several different types of policy you can take out, but standard travel insurance should include cover for:

  • Emergency medical and hospital expenses
  • Repatriation to the UK for further medical treatment
  • Cancelling or cutting short your trip for reasons beyond your control
  • Lost or stolen property, cash, or luggage
  • Lost or stolen passports and travel documents
  • Delayed or cancelled flights and departures
  • Personal liability

What won’t my travel insurance policy cover?

When you’re taking out cover it’s important to be aware of what you won’t be protected against, this typically includes:

  • Injuries or damage that happened while you were under the influence of alcohol or drugs
  • Adventure sports and high-risk activities like rock climbing and bungee jumping
  • Theft of unattended possessions
  • Medical treatment for pre-existing medical conditions you haven’t declared
  • Strikes and industrial action
  • Rescheduled flights where the airline has cancelled and rearranged your flight
  • Travelling to destinations against official government advice

Will an EHIC or GHIC cover me in Hungary?

Yes, because Hungary is part of the European Union (EU), you can use a valid European Health Insurance Card (EHIC) or the newer Global Health Insurance Card (GHIC).

These cards will let you access state healthcare in Hungary for free if you’re suffering from an acute illness or medical emergency.

But you’ll still need to take out travel insurance as the EHIC and GHIC cover a lot less than a comprehensive travel insurance policy. For example, they won’t cover private medical treatment, repatriation back to the UK, or cancelled trips.

Need-to-knows when travelling to Hungary

This eastern European gem blends historic buildings and atmospheric streets with modern sights and experiences. Read our hints and tips to make the most of your trip:

  1. Discover a split capital

    In Buda, you can explore ancient cobbled streets and a beautiful castle, while Pest offers museums, parliament buildings and trendy ‘ruin’ bars

  2. Cruise along the Danube

    Day or night, you can cruise along the river, past Budapest - known as the Pearl of the Danube - and enjoy the fascinating sights of this historical city

  3. Watch your “thank yous”

    While you’re expected to tip 10-15% in restaurants, never say thank you when you’re paying a bill, this means ‘keep the change’

  4. Take a warm bath

    Despite being landlocked, Hungary’s teeming with thermal spas, all rich in minerals and offering time-outs for locals and weary travellers

  5. Visit the Necropolis

    Pécs is located two hours from Budapest by car and is home to the UNESCO World Heritage site of the early Christian Necropolis, a must for history lovers

  6. Expect paprika

    This red spice is used in almost every Hungarian dish, from goulash to fish soup. And don’t forget the rich local wines, which are cheap and delicious

Covid-19 and travelling to Hungary

Before you travel to Hungary, you’ll need to check current Foreign, Commonwealth & Development Office (FCDO) advice.

This will tell you about the entry requirements for Hungary and any measures you need to take before you visit the country.

Because health advice for specific countries can change, it’s also a good idea to check the Department of Health’s TravelHealthPro website.

The current Covid-19 regulations for Hungary mean you don’t need any vaccination proof or a negative test result to enter the country, whatever your vaccination status.

But to be allowed into Hungary your passport will need to be valid for at least three months from the date you arrive, so check this several weeks before you’re due to leave.