Get the right travel insurance for a trip to Morocco
Morocco is on the north-western tip of Africa, so it’s not part of Europe. But many travel insurance providers will include it in their European cover policies.
As European travel insurance cover is usually cheaper than worldwide travel insurance, this can save you some money, but do make sure that Morocco’s included in European cover before you buy a policy.
If Morocco’s your gateway into other countries in Africa, you’ll need worldwide travel insurance.
Even if your travel insurance classes Morocco as Europe, the European Health Insurance Card (EHIC) doesn’t, so you can’t use it in Morocco.
Any other cover you’ll need depends on the activities you intend to take part in while staying in Morocco, where you’re travelling to and what you plan to bring with you.
As well as the usual vaccinations like MMR and tetanus, consider a rabies vaccination if you plan to visit remote regions. It’ll buy you time to get to hospital if you’re bitten or scratched by an infected animal while far from hospital.
Get the most up-to-date vaccine recommendations from the National Travel Health Network and Centre at least eight weeks before you travel.
If you’re a tourist and a British citizen you can visit Morocco for up to three months without a visa
Morocco’s a popular tourist destination but the Foreign, Commonwealth and Development Office (FCDO) has up-to-date advice and warnings on trouble spots, particularly if you plan to travel near the disputed territory in the Western Sahara.
Morocco’s a Muslim country so you should be respectful of Islamic laws and customs.
You’re not allowed to drink alcohol on the street or anywhere that isn’t a licensed restaurant or bar.
Homosexuality and sexual relations outside marriage are illegal in Morocco, so be discreet and avoid public displays of affection that could offend.
Your travel insurance might not cover you if you’ve been injured as a result of doing something illegal, so always check and respect local laws and customs.
The currency in Morocco is the Moroccan dirham (MAD). You can only import or export up to 2,000 MAD to or from Morocco, so you’ll need to bring cash or a bank card and exchange or withdraw money when you get there.
When taking out travel insurance, look for cover for personal money.
Most major credit cards are accepted in the larger towns, and cash machines are widely available throughout the country.
Consider bringing a travel credit or debit card with favourable rates for exchanging and spending overseas.
Your current car insurance policy might cover you to drive in Morocco. Check whether you have ‘foreign use’ cover, and if that includes cover to drive in just the EU, or non-EU countries too.
Non-EU will fall under Green Card cover, but it might not be a standard feature of your policy.
The Green Card (International Motor Insurance Card System) is free, and gives you the minimum level of car insurance required by the country you’re driving in. You can order a Green Card from your insurer.
Take care when driving in Morocco - the FCDO notes that the country has a poor road safety record.
If you want to hire a vehicle during your trip, check the hire company’s insurance to make sure you’re adequately covered.