From 17th May 2021, a travel traffic light system is being introduced and trips to green list countries will be legally permitted if you live in England. Strict border control measures will remain in place for your return to the UK. Before you buy, you should consider the implications of your destination moving from a green list country to amber or red as you may incur additional costs and/or face travel restrictions that will not be covered by your travel insurance. The traffic light rules only dictate what you have to do on returning to England – so even if a country is on the green list, you still need to check your destination's entry requirements and the Foreign, Commonwealth & Development Office (FCDO) advice for travelling there. If the Foreign Office has advised against travel to your destination and you still decide to travel, you will not be covered by any travel insurance policy you purchase. A few insurers do offer cover If you are an essential traveller, however if you are in doubt or have any queries, please check the policy wording, or contact your chosen provider before purchasing.
If you're visiting Russia, travel insurance will cover your trip if you need medical attention, it’s cancelled or cut short, if you lose your possessions or you’re a victim of crime, plus much more.
Travel insurance isn’t a requirement for visiting Russia.
However, to get a mandatory visa you must provide proof of medical insurance with a recommended minimum cover amount of $35,000 ( just over £25,000), so you can seek medical care if you need it.
We checked Defaqto and 95% of policies would cover £3m or more in medical expenses which usually includes medical repatriation costs – read your terms and conditions to see what you’re covered for before you travel.
Look for cover as soon as you’ve committed to go. When you’ve got travel insurance, your trip is covered if you can’t travel for reasons beyond your control, or if the airline goes into administration.
If you’re visiting Russia, plus other destinations this year, annual or multi-trip cover is more affordable than single trip insurance
Depending on where you're travelling in Russia, you’ll need either a European only policy, or worldwide cover.
Trips to St. Petersburg and Moscow should be covered by European cover, but if you’re heading further afield you might need a worldwide policy. Check the destinations listed in your policy to be certain.
If a worldwide travel policy also covers trips to the USA and Caribbean, it’ll be more expensive, so buy a policy that excludes those regions to get the fairest price.
Get to know the local laws before you travel to help avoid any unnecessary claims for legal expenses, accommodation or flights too:
Level of medical cover according to Russia Tourism Board. Exchange rate checked on 12 April 2021. £35,000 is equal to £25,418.22
Last checked 12 April 2021