South Africa travel insurance

Get travel insurance for trips to South Africa with[1]

Covid-19 (coronavirus) – important information

From 17th May 2021, a travel traffic light system is being introduced and trips to green list countries will be legally permitted if you live in England. Strict border control measures will remain in place for your return to the UK.

Before you buy, you should consider the implications of your destination moving from a green list country to amber or red as you may incur additional costs and/or face travel restrictions that will not be covered by your travel insurance.

The traffic light rules only dictate what you have to do on returning to England – so even if a country is on the green list, you still need to check your destination's entry requirements and the Foreign, Commonwealth & Development Office (FCDO) advice for travelling there. If the Foreign Office has advised against travel to your destination and you still decide to travel, you will not be covered by any travel insurance policy you purchase.

A few insurers do offer cover If you are an essential traveller, however if you are in doubt or have any queries, please check the policy wording, or contact your chosen provider before purchasing.

Until dates have been set to permit non-essential international travel from Scotland, Wales and Northern Ireland it is important that you follow all the rules that apply to your country of residence.

Travel insurance for South Africa  

If you’re going to South Africa you need worldwide travel insurance to cover your trip, but most importantly, your medical expenses.          

If you plan to make more than one trip abroad over the next year, annual cover could be the most cost-effective option. Annual travel insurance cover will auto-renew after 12 months, so remember to cancel it if you no longer need it.  

A worldwide single-trip policy will probably work out cheaper if you’re only going to South Africa this year. 


There’s a mixture of private and public hospitals in South Africa, but you’ll need to pay for any treatment and medicine you receive. Healthcare can become very expensive if you’re taken ill or you’re injured and need medical assistance. 

Have a hard copy of all your travel insurance documents to hand, plus the funds to pay immediately if you need to. 

Do I need a visa to visit South Africa? 

For visits of up to 90 days, you don’t need a visa. 

There are rules around documentation for minors, so if you’re travelling with children, make sure you read the guidance from the Foreign and Commonwealth Office.

Vaccinations for South Africa 

There are several vaccines and boosters you should get before travelling to South Africa. For an up-to-date list, see the NHS Fit for Travel website. Speak to your doctor and arrange vaccinations six to eight weeks before you travel.

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