Thailand travel insurance

Compare quotes for a trip to Thailand.

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Travel insurance for Thailand

You’ll need worldwide travel insurance for your trip to Thailand.

A multi-trip travel insurance policy makes sense if you’re going on holiday more than once over the course of a year. It’s usually cheaper than taking out multiple single-trip policies too.

As a starting point, think about cover that includes medical expenses, cancellation/curtailment and cover for your belongings and repatriation as a minimum.

Aside from standard cover options, depending on what you've got planned for your trip, you might need specific cover.

What type of travel insurance do I need for Thailand?

You will need a worldwide travel insurance policy for Thailand. If you're planning on taking part on adventurous sports, or are travelling to Thailand on a backpacking trip, you may need some additional cover:

Backpacker insurance

If you’re visiting Thailand as part of a backpacking adventure, compare specialist backpackers’ travel insurance with us. These policies often cover you for a continuous length of time (usually between two and 18 months) and often include adventurous activities as standard.

Adventurous activities

If you’ve got any adventurous activities planned, you might need additional cover - high-adrenaline activities are rarely covered by a standard travel insurance policy. Each policy is different though, so if you’ve got a particular activity in mind, check to see if it’s included.

Medical care in Thailand

Taking out travel insurance with medical cover is a must - if you get sick or have an accident medical care can get expensive quickly.

There are many private hospitals in Thailand with excellent care standards, but they can be very costly. You’ll get cheaper care in many of the country’s public hospitals but these don’t meet the quality standards here in the UK.

Make sure you have adequate medical cover to afford the highest care standards.

Travel with some money set aside in case of minor injuries or accidents. If the medical bill isn’t too high, your insurer will usually expect you to pay for your treatment first – you’ll be able to claim the money back from your insurer later.

If you’ve got a pre-existing medical condition, you need to declare it when you buy travel insurance. If you don’t, and an existing condition gets worse, you won’t be covered for any medical care you need.

Vaccinations and illnesses

Make sure you check the latest health advice and vaccination recommendations at least eight weeks before you travel. If you become ill while travelling, but didn’t get the advised vaccinations, then you could have a claim denied. Keep up to date on the Travel Health Pro website.

There are certain factors that may make you more susceptible to picking up related illnesses in Thailand. For instance, if you’re backpacking, visiting remote areas, staying in hostels/camping, or if you’re elderly and/or have a pre-existing medical condition - follow advice to avoid getting ill.

Visas to visit Thailand

You won’t need a visa to visit Thailand if you’re staying for less than 30 days and arrive either by air or sea. If you decide to stay for longer whilst you’re out there, you can extend your stay once for another 30 days.

If you’re planning to hop between countries, there’s a limit to the number of times you can cross land borders without a visa. If you plan to work, you’ll need a visa too.

Check the FCDO websitefor more information.

Check your passport 

If your passport is going to expire within six months of your arrival date, you won’t get through border control

Travel advice for Thailand

Things worth knowing before travelling:

  1. Vaping

    Vaping is illegal in Thailand. You could be arrested, face time in jail or be fined several times the value of the vape

  2. Prescriptions

    Make sure you’ve got a doctor’s note if you’re taking any prescription medication, and make sure they’re legal in Thailand. Take a look at the Royal Thai Embassy website for information on bringing medication to Thailand

  3. Mosquitoes

    Mosquitoes are rife in Thailand. You can reduce the chance of being bitten by wearing long, loose-fitting clothing, sleeping under a mosquito net and using a repellent containing DEET. Unless you’re visiting border areas, you shouldn’t need antimalarials

  4. Malaysia/Thailand border

    The FCDO currently advises against travel to regions in the Malaysia/Thailand border – travel to these areas could invalidate your travel insurance policy. Check the FCDO website for updates