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Vietnam travel insurance

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What travel insurance do I need for Vietnam?

If you’re travelling to Vietnam, take out travel insurance that protects your trip and covers all activities on your agenda.

Most policies will cover:

  • Medical expenses and the cost of repatriation
  • If your trip is cancelled before you depart or cut short in certain circumstances 
  • Loss or theft of your belongings and luggage 
  • Legal fees 

Medical treatment  

For the most up to date information about getting medical care in Vietnam’s rural and city hospitals and medical facilities, check the gov.uk website. 

There’s a risk of Dengue fever and Zika virus, so pack mosquito repellent in your hand luggage. 

Take out travel insurance that covers your medical care and declare all pre-existing medical conditions to your insurance provider. If you don’t, and the condition flares up while you’re away, you won't be covered for it. 

Make sure your medical expenses include repatriation costs - you're a long way from home. 

Adventurous sports insurance  

Adventurous activities will usually need additional cover. The riskier the sport, the less likely your insurer is to cover it. 

For those planning a cycling holiday to Vietnam, we checked Defaqto on 1 August 2019 and 96% of 1,136 annual travel insurance policies covered cycling.[2]

Do I need a visa to visit Vietnam?

British passport holders visiting Vietnam can stay for 15 days without a visa. If you’re staying for between 15 and 30 days, then you’ll need to get an e-visa online. For anything longer, you'll need to visit the Vietnamese embassy before you travel

Riding on Vietnam’s roads

Read the FCO’s advice about riding a motorbike in Vietnam, and the associated crimes.  

Lawfully, you must have:

  • A helmet 
  • UK driver’s licence 
  • UK-issued International Driver’s Permit 
  • Third party insurance 

If you don’t observe Vietnamese laws and are involved a traffic accident, you may not be able to claim for any legal, compensation or medical expenses you incur.

Single or annual cover

If Vietnam is your only holiday this year, single-trip travel insurance is the most cost-effective choice.

If you have several trips lined up, save time and money with annual travel insurance.

What is and isn’t covered

Cancelled travel plans

Travel insurance policies usually include some form of cover for cancellation and curtailment, or trip abandonment.

No-go regions

Your travel insurance policy may have personal accident and medical expenses cover following a terrorist incident.

Read your policy and check the FCO website for dangerous location alerts before you travel.

Money

Travel insurance policies often cover you if your money or cards are lost, stolen or damaged - as long as you didn't leave the money unattended, or not locked away somewhere safe.

Some insurers exclude cash though, and the amount you can claim varies between policies.

Touring around Asia

If you’re backpacking around South East Asia, compare worldwide insurance. It includes cover for Asia, Australia and New Zealand, which might work out cheaper. If you're heading away for longer than a month, you'll need backpackers insurance instead.

You should only use official exchange counters to get Vietnam Dong (VND). It’s illegal to exchange cash elsewhere, and there may be a high, artificial rate, meaning you’ll lose money in the exchange

Before you travel to Vietnam

  1. Vaccines

    Read the NHS Fit for Travel website to decide if you need the additional Hepatitis A, B, Rabies and Typhoid jabs

  2. Passport

    Check that your passport is going to be valid for at least six months from the date you plan to land in Vietnam. Read up on passport cover too

  3. Weather

    Vietnam has a tropical monsoon season which sees localised flooding, flash floods and landslides. Read your policy to see what you’re covered for if you need to leave Vietnam early following bad weather

Travel insurance guides and tools

[1]Gocompare.com introduces customers to theidol.com which is authorised and regulated by the Financial Conduct Authority. Gocompare.com's relationship with theidol.com is limited to that of a business partnership, no common ownership or control rights exist between us. Please note, we cannot be held responsible for the content of external websites and by using the links stated to access these separate websites you will be subject to the terms of use applying to those sites

[2]Last checked 1 August 2019

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