Find out how to get the right cover for your motorcycle adventures abroad with travel insurance designed for motorbike holidays.
Motorcycle travel insurance – also known as motorbike touring insurance – is a policy designed to cover you and your bike for things such as track days, adventure touring, off-roading, and biking trips when you’re abroad.
Your motorcycle touring insurance should offer comprehensive motorbike cover for your own bike when riding abroad, regardless of its engine size.
A good motorbike travel insurance policy should also cover:
You might be able to add the following cover options, for a fee:
Just make sure any activities you’ve planned for your holiday are covered. Whether you’re intending to ride your motorbike off-road, on a guided tour, for a track day or racing.
Check your UK motorbike insurance policy to see if you’re covered for theft abroad - some motorcycle travel insurance policies won’t cover this.
Depending on the policy, you might be subject to exclusion clauses like:
You might already have enough cover for your trip from your standard motorbike insurance and a normal travel insurance policy.
Check for any gaps in both policies, as bespoke motorbike travel insurance might be able to fill them in.
Most travel insurance policies will cover you if you’re injured riding a motorbike up to 125cc while abroad.
However, you’ll probably only be covered for specific biking activities - racing, off-roading or track days are unlikely to be offered as standard.
Don’t mistake your travel insurance for motorbike insurance either – check with the company you hire the bike from that you’ll have at least the legal minimum level of motor insurance for that country.
To ride anything more than 125cc, you’ll need a full licence and motorbike insurance that covers you to ride your over-125cc bike abroad.