Sainsbury’s Bank travel insurance
Make sure you pack the right travel insurance. See if Sainsbury’s Bank is the right choice for your trip
Why choose Sainsbury's Bank travel insurance?
There are three levels of travel insurance to choose from - Silver, Gold and Platinum, each with differing amounts of cover for each section of the policy.
For example, if you’re going on a single trip, you’ll get £10 million of medical expenses cover with a Silver policy, £15 million with a Gold policy and unlimited medical expenses with a Platinum policy.
And if you need to cancel or cut short your trip, a Silver policy will pay out a maximum of £3,000, it’s £5,000 for a Gold policy, and up to £7,500 on a Platinum policy.
Both the Gold and Platinum cover have been given a five-star Defaqto rating, the highest rating possible.
What types of travel insurance do Sainsbury’s Bank offer?
With Sainsbury’s Bank you can choose between single-trip, annual multi-trip and extended-stay policies for trips lasting up to 548 days.
Depending on where you intend to visit, you can opt for a policy that covers Europe, worldwide, or worldwide excluding the USA, Canada, Mexico and the Caribbean.
Sainsbury’s Bank travel insurance includes cover for:
- Medical emergency and repatriation expenses
- Cancellation and cutting short your trip
- Travel delay and missed departure
- Lost or stolen personal belongings and delayed baggage
- Personal accident
- Personal liability
Does Sainsbury’s Bank offer travel cover for pre-existing medical conditions?
Yes, all Sainsbury’s Bank travel insurance policies can be tailored to cover a number of pre-existing medical conditions, including diabetes, heart conditions, epilepsy, high blood pressure and asthma. You’ll just need to answer some screening questions about your condition/s when getting your quote to see if you’ll be accepted for cover.
What add-ons can I get with Sainsbury’s Bank?
You can add several optional extras for more thorough protection depending on what you’re getting up to on your travels, including:
Enhanced gadget cover
All Sainsbury’s Bank policies automatically provide standard gadget cover. But if you’re taking a lot of valuable gadgets away with you, like mobile phones, laptops, tablets, digital cameras and wearable technology, you might want to add the enhanced gadget cover extension to your policy. It offers increased limits for accidental damage, theft, malicious damage and loss - up to £3,000 with a Platinum policy.
Winter sports cover
You’ll need this cover if you’re taking to the slopes. It covers you for any emergency medical treatment you may require as a result of participating in winter sports activities like skiing or snowboarding. You’re also covered for the delay, loss, theft or damage of your ski equipment and reimbursement of any ski hire or tuition fees you can’t use because of accident or sickness. Piste closure and avalanche closure are also included.
You’re covered for the loss, theft or damage of your golf equipment. And for the cost of hiring golf equipment if yours is lost, stolen or delayed on your outward journey for over 12 hours from the time you arrive at your destination. You’ll also be reimbursed for any pre-booked non-refundable green fees if the course at your destination becomes unplayable because of adverse weather conditions.
Cruises are covered as standard in Sainsbury’s Bank’s single-trip policies. But you can also purchase an add-on which gives you extra cover for activities and risks that are associated with cruise holidays. That includes if you’re confined to your cabin by the ship’s medical officer. You can also be reimbursed for missed excursions or if your cruise ship can’t make a scheduled port stop. Personal baggage limits are increased too.
Enhanced covid cover
Standard covid-19 cover is included in all Sainsbury’s Bank travel insurance policies. It covers cancellation if you have a covid-19 diagnosis before you go, plus emergency medical treatment and repatriation if you contract covid-19 abroad.
Enhanced covid-19 cover gives you extra benefits including:
- Full cover if you choose to visit Europe even though the foreign, commonwealth and development office (FCDO) advises against all but essential travel. Provided the advice solely relates to covid-19.
- Cover if you have to cancel your holiday because you’re told to self-isolate by the UK Test and Trace System.
- Cover for cancellation if you have an adverse reaction to a covid-19 vaccine or have incomplete covid-19 vaccinations due to illness.
How do I contact Sainsbury’s Bank?
You can contact Sainsbury’s Bank travel insurance agents via the 'Chat With Us' button online. Or call the customer service team on 0345 305 2622 (Mon-Fri: 9am-5pm).
How do I make an insurance claim with Sainsbury’s Bank?
If you’re abroad and have a medical emergency, you can call their medical assistance helpline 24/7 at +44 (0)1403 288 125.
For all other claims like lost luggage, holiday cancellation and travel delays you can register and submit a claim online, or call the claims helpline on 01403 288421 to request a claim form.
Can I earn nectar points with Sainsbury's travel insurance?
Currently, you can get 1,000 Nectar points when you take out a new annual travel insurance policy with Sainsbury’s Bank. Just add your Nectar card number when you get a quote. Nectar points are added to your account up to 60 days after your policy start date.
About Sainsbury's Bank travel insurance
Sainsbury’s Bank opened in 1997, the first supermarket bank in Britain.
As well as savings, credit cards and loans, it also offers car, pet, home, life and travel insurance.
Loyalty lies at the heart of the brand, so Sainsbury’s Bank rewards customers for choosing its services. Nectar card holders receive extra points and preferential rates across a range of the bank’s products.
Sainsbury’s Bank travel insurance is underwritten by Great Lakes Insurance SE.