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Yes, it’s handy to have travel insurance no matter where you’re travelling.
UK travel insurance can cover you for things that could go wrong on your trip, like:
You can get single trip or annual multi-trip cover for UK holidays, but there will be a few exclusions.
Cover for UK trips tends to be less extensive than for trips abroad:
You won’t need medical cover, as you’ll have access to the NHS
With single-trip cover, most policies will only cover trips you’ve booked in advance
Your holiday destination needs to be a certain distance away from where you live, usually over 25 miles away
Some policies impose a minimum trip duration, for example three nights. It's possible to find policies that'll cover short trips, though
You’ll need to say if you’re travelling for work, as not all insurers cover UK business trips
You might not need travel insurance for a UK trip as you could have adequate cover already.
Some home insurance policies include personal possessions cover, which insures your property when you’re away from home. It won’t cover all your possessions though. And insurers can be strict about when you’re covered. If you’re unsure, ask the insurer.
If you have car troubles, some breakdown cover policies provide onward travel to get you to your destination.
This depends on your plans, but you might want to consider cover for:
Standard travel insurance will cover you for loss or damage to your baggage, but it might not extend to golfing equipment.
Some policies will include cover for golf clubs as standard. With others, you can usually add cover for a fee.
If you’re planning on some adventurous activities while you’re holidaying in the UK, find a policy that covers them. For the most extreme sports, your insurer might be able to include them in your cover for an additional fee.
The UK has plenty of winter activities to offer, so if you plan to do any on your trip make sure you look for policies that include the sports you need.