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Travel insurance for Vietnam

Compare cheaper travel insurance quotes for Vietnam and Cambodia with theidol.com[1] 

  • Find worldwide travel insurance that covers single or multi-centre trips
  • Look at policies that cover medical treatment, emergency transport home, and prescriptions 
  • Get covered for loss and theft of your belongings before you travel

Suitcases

Want to find out more about travel insurance for your Vietnamese travels?

Visit Vietnam and Cambodia with cheaper travel insurance. Compare quotes to make sure you get the right insurance for you.

Key points

  • Medical cover as part of travel insurance will help with the cost of treatments or repatriation
  • Motorbikes may be popular in Vietnam, but it’s difficult for tourists to get the right licence
  • If you’re touring south-east Asia, some policies like backpacker cover will colver your whole tour

Whether visiting Angkor Wat, or exploring the caves of Vietnam, the countries of south-east Asia offer a rich variety of experiences for tourists. 

Travel insurance may be able to help with a number of different situations when on holiday, but with as many policies as there are providers, it’s worth comparing them to ensure you get the best cover for the lowest price. 

Protect your trip to Vietnam

You won’t be short of things to do in Vietnam, from caving in Hang Son Doong, to visiting the Cai Rang Floating Market, or the Ban Gioc Waterfall. With so much on the agenda, it’s vital you get the right cover for your trip.

Expensive medical treatment

The cost of medical treatment in Vietnam can vary, meaning that while a travel insurance policy isn’t mandatory, it’s still wise to invest in one that covers medical care. 

Remember that you must declare your pre-existing conditions when taking out travel insurance and there will be exclusions to look out for.  

Riding motorbikes and driving on Vietnamese roads 

Vietnam is famous for its motorbikes, and they’re an extremely popular form of transport in urban areas. However, riding a motorbike in Vietnam carries many risks. 

It’s quite likely you’ll be driving illegally because of how difficult it is for tourists to get the requisite licence, never mind the different road laws you’ll encounter.  

If you're in Vietnam on a work visa and staying in excess of 30 days, you may be able to hire and drive a motorbike, but those travelling on a tourist visa (which is limited to 30 days) will have more difficulty.

The roads of Vietnamese cities can also become very crowded, so both drivers and pedestrians should be careful when negotiating their way around.

Aeroplane

Pedestrians should note that drivers will not stop for those crossing the road, even at an official crossing, so be careful.

Urgent travel home and repatriation 

It can be very expensive to travel home in an emergency if you're taken ill, or need to fly out of Vietnam for surgery or treatment.

Cover for repatriation, or emergency evacuation, is often covered as standard as part of a travel insurance policy, but it's worth carefully reading the terms and conditions so you clearly know what is and isn't covered in case of emergency.

Cancelled travel plans

Most travel insurance policies cover cancellation and curtailment, which may also be listed as ‘trip abandonment’. 

However, it’s always best to check your terms and conditions just to make sure. 

Touring around South Asia

Vietnam on its own is worth the effort, but many people plan a tour of South Asia as a whole, taking in Cambodia, Laos, and Thailand as well. 

If you're on an extended trip, there are policies, such as backpacker insurance, or annual travel insurance (otherwise known as 'multi-trip insurance') that can provide cover for this.

For those not planning a gap year, or a tour of the region, a single-trip policy might well be the most appropriate cover to take, not to mention the cheapest option.

Cambodia, Vietnam, and beyond

If you plan to go on a multi-centre tour through South Asia (stopping in different countries), there are providers who will not only give you advice on how to make the best of your trip, but will also cover your entire holiday. 

So, if you’re looking to move from the temples of Angkor to the bustling cityscape of Bangkok, make sure you find the right provider for you.

Sun loungers

Worldwide travel insurance 

Some providers will only offer worldwide travel insurance if you’re not travelling to a European destination, so it can be worth looking into. 

A policy that excludes the US may well be cheaper than one covering the whole world, but always compare policies to be certain of the cover on offer. 

Insurance for backpackers 

Backpacker insurance covers those planning a lengthy adventure, such as the ever-popular gap year in South Asia.

It may come with exclusions, however, such as pre-existing medical conditions or cover in areas of political unrest.

How to shop for cheaper travel insurance to Vietnam 

Make sure you shop around and compare travel insurers to find the best policy for you. 

The right cover, especially for medical cover, can save you a lot of money, so it’s worth tailoring the policy to your needs. 

By Nick Dunn