Compare quotes with water sports cover through our provider,[1]

Travel insurance - Important Coronavirus update

As of 04:00 BST on 4 October, the current traffic light system will change for travel abroad.

The new system will be simplified to just a red list. However there’s still a risk that non-red countries could move to the red list on short-notice.

A PCR test is required on day two of your return from a non-red list country.

If a traveller has not had two vaccinations, a covid-19 test is still required ahead of travel as well as PCR tests on day two and eight of your return. Test to release is also available to reduce the self-isolation period.

Some insurers might not offer covid cover to unvaccinated travellers so check your policy details.

Make sure you check the FCDO advice before travelling and the entry requirements for your destination.

watersports insurance

Do you need water sports cover on your travel insurance?

Most travel insurance policies will come with cover for certain water sports as standard.

Here’s a few water sports you might find on your policy:

  • Jet skiing
  • Snorkelling
  • Banana boating
  • Scuba diving
  • Sailing a yacht or catamaran
  • Parasailing
  • Free diving
  • Canyoning or coasteering
  • Surfing
  • Deep sea fishing

Some more extreme activities, like white water rafting might be offered as an optional add-on.

If you’re deep diving or cage diving with sharks, you might need a specialist water sports policy.

Sometimes you can buy cover as part of the experience on the day but read the terms and conditions carefully. If you sign a waiver, make sure that you’re still protected incase something goes wrong.

Surprisingly, sports like sea kayaking and stand up paddle boarding aren’t usually included in your policy. Check the details to see exactly which water sports are covered. If they're excluded, you might be able to add them for a fee.

How to get cheaper travel insurance with water sports cover

  1. Types of insurance

    If you’re going on several trips per year, annual cover will be more cost effective than multiple single-trip policies

  2. Consider the sports

    Only get cover for the water sports you’ll be doing, otherwise you’ll be wasting money on cover you don’t need

  3. Cheaper doesn’t mean better

    Don’t get a cheaper travel insurance policy if it means you’ll lose out on important aspects of cover you might need

  4. Compare

    The easiest way to make sure you’re getting value for money is by comparing a range of travel insurance policies which include water sports cover

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[2]Last checked 12 April 2021

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