Compare quotes with water sports cover 

Do you need water sports cover on your travel insurance?

Most travel insurance policies will come with cover for certain water sports as standard.

Here’s a few water sports you might find on your policy:

  • Jet skiing
  • Snorkelling
  • Banana boating
  • Scuba diving
  • Sailing a yacht or catamaran
  • Parasailing
  • Free diving
  • Canyoning or coasteering
  • Surfing
  • Deep sea fishing

Some more extreme activities, like white water rafting might be offered as an optional add-on.

If you’re deep diving or cage diving with sharks, you might need a specialist water sports policy.

Sometimes you can buy cover as part of the experience on the day but read the terms and conditions carefully. If you sign a waiver, make sure that you’re still protected incase something goes wrong.

Surprisingly, sports like sea kayaking and stand up paddle boarding aren’t usually included in your policy. Check the details to see exactly which water sports are covered. If they're excluded, you might be able to add them for a fee.

watersports insurance

How to get cheaper travel insurance with water sports cover

  1. Types of insurance

    If you’re going on several trips per year, annual travel insurance cover will be more cost effective than multiple single-trip policies

  2. Consider the sports

    Only get cover for the water sports you’ll be doing, otherwise you’ll be wasting money on cover you don’t need

  3. Cheaper doesn’t mean better

    Don’t get a cheaper travel insurance policy if it means you’ll lose out on important aspects of cover you might need

  4. Compare

    The easiest way to make sure you’re getting value for money is by comparing a range of travel insurance policies which include water sports cover

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[2]Last checked 18 August 2022