Find out all you need to know to get the right electric van insurance
Electric vans are getting more and more commonplace, so insurers are increasingly willing to cover them.
That means more competition between insurers, which is good for you as it helps push prices down.
Your quotes will depend on your own personal circumstances and the van you drive.
For example, a more powerful electric van will be pricier to insure than a smaller one.
Most mainstream insurers will be able to cover electric vehicles and what’s included in your policy will depend on the level you choose:
This is the minimum level of cover you legally need for your electric van. It covers damage you cause to other people, their vehicles or their property.
Covers theft of your van, fire damage and third party claims.
The highest level of cover which includes everything TPFT does, plus damage to your own van.
Some insurers will offer some cover for the unique risks of electric vans:
Check your policy to see exactly what cover you have for your electric van.
Most people buy an electric van because they’re really cheap to run. But there are other benefits:
There are some drawbacks to electric vans:
All of the benefits of electric vehicles are magnified if your business has a fleet of vehicles. The fuel, VED and congestion charge savings could be very significant multiplied by several vehicles.
There are some other tax benefits to setting up your own electric fleet for your business:
If you need to insure more than one electric van for your business, fleet insurance could save you money. It means all your drivers and vehicles will be covered under one policy (although there are sometimes some age restrictions for drivers).
If the employee benefits and company savings aren’t enough to tempt you, then a switch to electric vehicles is great for your company’s modern, green image too.
Electric vans are typically used for ‘last mile’ services – courier and delivery for the last part of the journey, not for long-range cargo hauling.
But ranges continue to improve and the electric van claiming the longest range is the Renault Zoe Van, at 245 miles. The catch is that it’s essentially shaped like a small car, but is classed as a commercial vehicle due to its load area and lack of rear seats.
These are the ranges for some other popular electric vans:
|Electric van model||Range|
|Peugeot Partner/Citroen Berlingo Electric||171 miles|
|Nissan ENV200||124 miles|
|Renault Kangoo Z.E.||143 miles|
|Renault Master||75 miles|
|Mercedes E Sprinter||96 miles|
|Mercedes E Vito||92 miles|
Electric vehicle ranges and charge time are affected by heat and cold.
So you’ll have to allow for a shorter range in winter and might need to plug in a bit longer.
 Worldwide Harmonised Light Vehicle Test Procedure (WLTP) quoted ranges for combined cycle. Taken from manufacturers’ websites for current model in February 2021.