Get quotes for all your vans and find out whether you could save money on multiple vehicle cover
Multi-van insurance offers the same cover as standard van insurance, but with all your vans covered by the same provider.
It’s similar in some ways to fleet cover, which insures multiple vehicles and drivers under one policy. Fleet cover’s generally more useful for businesses while multi-van cover might be a better fit for individually named drivers and private use.
The maximum number of vehicles you can insure under one policy varies between providers, but the benefits are largely the same – a single insurer to contact means less admin, and you could benefit from a multi-van discount.
It can be, as insurers tend to offer a discount if you want to cover more than one van.
But while multi-van policies might be easier to manage, don’t just assume they’ll be the cheapest. It’s a good idea to compare quotes for each of your vans individually as well, as you might get a better deal by covering them with separate policies and providers.
Probably not, but check your policy.
Instead, you’ll probably need a fleet insurance policy with any-driver cover. Even then, the policy might have some restrictions, like all drivers being over the age of 25.
Fleet insurance allows all your employees to drive any of your fleet’s vehicles, so they don’t have to wait for a certain one to become available.
Make sure you check the policy wording to find out who can drive which vehicles.
Make sure you’re getting the right cover, for the right price
Some multi-van insurance is just several policies with the same provider. But for others, all vans are placed on a single policy.
That means that the circumstances of just one of the drivers can affect the price for other drivers on the policy.
The make and model of each of your vans will influence the overall cost of your multi-van insurance.
Vans are put into insurance groups depending on their engine size, safety features and value. The higher the group, the more expensive your premiums will be.
It’s worth comparing individual cover with multi-van cover if you own several different makes and models, to see which works out cheapest.
This depends on the insurer, but generally you can get multi-van insurance for just two vans, up to hundreds of vehicles – it just depends on how many the insurer is willing to cover.
Potentially. You’ll need to find a multi-vehicle insurer that covers both cars and vans. Just be aware that a mix of vehicles might cost more than buying separate car insurance and van insurance.