Van warranty

We don't compare van warranties, but you can get a quote from Warranty Direct[1]

What’s a van warranty?  

Depending on the terms and conditions it could cover the cost of repairs your van needs.

A warranty is a form of insurance, but it’s not a replacement for the van insurance you need to legally drive on the road.

How long does a van warranty last? 

That depends on the type and terms of the warranty. 

Some van warranties last for as little as three months, while others can be valid for three or five years, possibly even longer. 

Van warranty

Do I need van warranty?

It’s not compulsory, so it’s up to you if you want to take a van warranty out. 

Repairing your van could end up costing you a lot, which is why you might want to consider it.

If you do want a van warranty, shop around to find one that offers you the cover you need for your van at the right price.

What does a van warranty cover?

A good van warranty should cover the cost of the breakdown of mechanical components like the:

  1. Engine

  2. Electrics

  3. Transmission

  4. Fuel

  5. Gearbox

  6. Cooling system

  7. Suspension

  8. Brakes

  9. Steering

Check your policy for a ‘betterment’ clause: this means that if a new part’s fitted that’s better than the original, you’d have to contribute towards the cost

Exclusions on van warranty policies

A van insurance warranty doesn’t cover everything - these are some common exclusions:

  1. Wear and tear

    Wear and tear excluded by most warranties usually applies to exhausts, tyres, wheels, the clutch, catalytic converters, braking systems, cosmetic damage and entertainment systems

  2. Oil leaks

    While a van warranty will usually cover the cost of replacing a leaking part, it might not cover any damage caused by the leaking oil

  3. ‘Consequential loss’

    This is where you aren’t covered for damage to an insured component if the damage was caused by an uninsured part

  4. Policy breaches

    Making modifications or using unapproved parts could invalidate your warranty, meaning you won’t be covered

  5. Maintenance

    Your warranty provider can also refuse to cover you if you neglect basic maintenance of your van - a warranty is not a replacement for good maintenance

Van warranty versus van insurance

Warranties and insurance policies work differently. A warranty covers you for repairs to parts that fail on their own - this is when it’s not your fault or caused by outside forces.  

Van insurance is designed to protect you against damage caused by accidents, fire or theft (depending on your cover type) and damage you cause to third parties. 

Unlike a warranty, having van insurance is a legal requirement to drive your van on the road. 

It can get tricky when your warranty and insurance overlap, for example, if your brakes are faulty and cause you to crash into another car.  

Your warranty would cover the cost of repairing the brakes, while your insurance will pay out for the resultant damage of the accident and any third-party claims.

When choosing your warranty, look out for how much excess you’ll need to pay

What are the alternatives to a van warranty?

Some van breakdown policies also offer peace of mind by assisting with recovery, parts and labour.  

They’re unlikely to cover the full cost of major component failure though, as they’re designed to get you home and pay the roadside repair bill. 

You could save up some money each month to use just in case something goes wrong with your van, but this could be risky as you might not have enough saved to cover a repair bill.

Weigh up all your options to see what works best for you and your van.  

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[1]Gocompare.com introduces customers to Warranties Direct, which is authorised and regulated by the Financial Conduct Authority. Gocompare.com's relationship with Warranties Direct is limited to that of a business partnership, no common ownership or control rights exist between us